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Archive for June, 2010

Houston Mortgage Refinance: 4.125% 30 fixed, or 4.375% refinance?

posted June 29, 2010

Another Houston Texas Refinance Story:  Today is Tuesday, July 29. Here’s another pretty typical refinance deal.   My client has perfect credit, stable job…you know the drill.   740+ credit.  He could go anywhere to get his loan and I’m glad he called me.  But he’s more interestd in the ”getting the lowest rate.”  His home is with [...]

Houston Mortgage Rates: 4.375% rate or 4.625% refinance ???

posted June 28, 2010

A True Texas Refinance Story: Recently a client called me about refinancing his Texas home.  Naturally he wanted “the best rate”  because he had excellent credit and a great job. He was the super-smart kind of guy.  He built spreadsheets. He talked to 5 banks, he compared the rates, watched the mortgage trends.  You get the idea.  [...]

Houston Mortgage Refinance: Current Texas Mortgage Refinance Rates Down From Last Week

posted June 28, 2010

Houston Texas Mortgage Refinance: Current Texas Mortgage Refinance Rates Down From Last Week  Current Texas 30 year mortgage rates are down to 4.72%, down from last week’s average mortgage rate of 4.76%  ….  this is the lowest we’ve seen this year for 30-year mortgage rates. Current Texas 15 year mortgage rates were also lower this week. 15 year mortgage rates are currently [...]

Houston Refinance Rates are great!

posted June 23, 2010

Today’s Houston Mortgage rates are really low! Do you need to refinance your Houston mortgage loan? 6/23/2010 If you are thinking of refinancing or doing a cash out rate today is the day you want to lock your loan.   While many banks offer great rates the question most educated people are asking is: What is [...]

Houston Mortgage Refinance: Texas 15-Year Fixed Mortgage Rates Drops To New Low

posted June 22, 2010

Houston Mortgage Refinance:  Texas 15-Year Fixed Mortgage Rates Drop To New Low Houston 15-year fixed mortgage rates moved to a new low today.. averaging around 4%. A 15-year fixed mortgage usually comes with a lower mortgage rate which will get a homeowner out of debt in a much shorter time than other mortgage loans. Thinking of refinancing [...]

Houston Mortgage Rates: Texas Mortgage Refinance Loan Rates Remain Low

posted June 16, 2010

Houston Mortgage Rates: Texas Mortgage Refinance Loan Rates Remain Low Texas mortgage refinance rates continue to remain at record lows. Currently, the average  for 30-year fixed mortgage rates dropped down to 4.75%, down from last weeks average of 4.79%. Whether you’re interested in mortgage refinancing, a new home mortgage or a home equity loan, we’re available to help! Give us [...]

Houston Mortgage Refinance: Don’t Pay Additional Points To Get Low Texas Refinance Rates!

posted June 15, 2010

Houston Texas Mortgage Refinance: Don’t pay additional points to get a low Texas mortgage refinance rates! Did you know that if you get a home mortgage loan from a major lender like Bank of America, chances are you will be charged additional points or fees in addition to your mortgage rate? Today’s Bank of America home loan rates [...]

Houston Mortgage Refinance: Texas Mortgage Refinance Home Equity Loans

posted June 11, 2010

Houston Mortgage Refinance: Texas Mortgage Refinance Home Equity Loans A  Texas mortgage refinance home equity loan is an excellent way to come up with extra money for items such as college tuition or unexpected medical expenses. You could be able to access a portion of the equity in your home at the current low mortgage refinance rates. Take advantage of historic low [...]

Houston Mortgage Rates: Refinance 30-Year Fixed to 15-Year Fixed

posted June 8, 2010

Houston Mortgage Rates:  Refinance 30-Year Fixed Mortgage to a 15-Year Fixed Mortgage Rate Home mortgage rates were little changed last week, holding steady for the most part at or near recent lows, including a record for the 15-year fixed-rate loan, Freddie Mac said.  http://online.wsj.com/article/SB10001424052748703340904575284781556303628.html?mod=WSJ_FamilyFinance_MoreHeadlines If you’ve been thinking of refinancing your current 30-Year fixed mortgage rate [...]

Houston Mortgage Refinance: Don’t pay additional points to get a low mortgage rate!

posted June 3, 2010

Houston Mortgage Refinance: Don’t pay additional points to get a low mortgage refinance rate! Did you know that if you get a home mortgage loan from a major lender like Bank of America, chances are you will be charged additional points and/or fees in addition to your mortgage rate?  Bank of America is advertising 30-Year Fixed mortgage rates at [...]

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Jon is a rare find in today's business world. After spending several days working on my situation, he determined that getting a mortgage was not my best option. Instead of pushing the wrong option to make money, Jon carefully explained what he would do if he were in my shoes...

Great Service! Looks out for your interest

Jon does a great job of getting the loan that is best for your situation. He takes the time to help you understand the process and fine print. He also puts your interest first over making a sale which is exactly what most people need.

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I could not believe my ears. Kim called the day after we closed to let us know the bank we were working with closed its doors WHILE WE WERE IN CLOSING! The bank had already held up the process by 30 days, and now this. I could not believe my ears, but what really struck me was Kim's emotion and concern for us. This was way outside of the control of Jon and Kim, and yet they were taking responsibility. Kim worked diligently and thoroughly to get us moved quickly through another bank...

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I just have to say that Jon and Kimberly are about the most patient people to work with you. I had a few issues that had stopped the loan process and Jon never lost sight that I would be back and kept my file open. I'm glad he did. His work had enabled me to lock into a great rate and save a lot on my loan...

Incredible!

I called Jon out of the blue to discuss the possibility of obtaining a home equity loan. Instead of just signing me up, Jon asked me about my situation and my goals. We talked for about a half hour, and Jon was candid enough to suggest that perhaps a home equity loan didn't make sense, given my circumstances and goals. You can't get any more honest than that!

Closed fast

Not only did my home loan close quickly (which was a huge blessing to my family), but also the customer service I experienced during the whole mortgage process was top notch!

Took the time

Jon took the time to explain every little detail and 'customized' our refinance to my our family’s specific situation.

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