Where are you shopping for refinance rates? Today is July 29th, 2010.  I was just at my Chase bank to deposit some money into my checking account. I couldn’t help but notice they big sign they have near the door. They charge 4.75% for 30 years fixed mortgage rate. Almost 0.1% of closing costs. WOW! [...]
Is a No Closing Cost Refinance Worth it? People often wonder whether or not it makes sense to have a no closing cost refinance. My answer? It depends. It all depends on what you are trying to accomplish? Are you going to refinance to reduce the interest rate and plan to stay at your home [...]
Have you hugged your mortgage broker today? Mylendingplace Response: Mortgage brokers, no doubt, played a roll in the recent housing crisis. However, mortgage brokers simply broker loan to larger banks like Bank of America, Chase, Flagstar, Citi.  That’s why we are called Mortgage Brokers.  We only offer loans that are made available to us. We aren’t [...]
Houston Texas Refinance Rates: Today’s Low Home Mortgage Refinance Loan Rates http://www.bankrate.com/finance/mortgages/qualifying-for-low-mortgage-rates-today.aspx Mortgage rates today are low, encouraging homebuyers and homeowners to look for new home loans. Borrowers can afford a larger loan when they get a mortgage rate of less than 5 percent instead of paying 6 percent or 7 percent. Not only do [...]
Houston Refinance:Â 3% cash out rules Refinancing a home in Texas has to meet the 80% rule where the borrower can only borrow up to 80% of the appraisal value of the property. This is why ordering an appraisal is so important when refinancing a Texas Mortgage. Call Frank Zhu at 512-919-0154 if you have [...]
Houston Mortgage Refinance: Low Houston Mortgage Rates With Low Closing Costs! Are you interested in getting the best mortgage rates with the lowest closing costs? You can get a good mortgage rate without paying addtional points. Most major lenders will charge you additonal points to get you that low mortgage rate. Currently, Bank of America [...]
Houston Mortgage Refinance: Texas Mortgage Rates Rise Slightly According to Bankrate.com, mortgage refinance rates rose slightly up from last week. Even with the slight increase, Texas 30-year fixed mortgage rates are still at record lows and down considerably from previous months. http://www.bankrate.com/finance/mortgages/interest-rate-roundup-for-july-15-2010.aspx Whether you’re interested in a new home mortgage loan or refinancing an existing [...]
Houston Mortgage Refinance: Don’t Pay Additional Points To Get Good Texas Mortgage Rates! Did you know that if you get a home mortgage loan from a major lender like Bank of America, chances are you will be charged additional points or fees in addition to your mortgage rate? Currently, Bank of America is advertising 30-Year Fixed mortgage rates [...]
Houston Texas Mortgage Refinance: Today’s mortgage rates are still really low. The 30 year no point rate has gone from 4.5% to 4.625% back to 4.5%–again all rates reflect the “no point rates.” Why do we offer “no point” refinancing? Because the “best refinance” is one where there’s low closing costs and low rates. Paying [...]
Houston Mortgage Refinance: What are the average mortgage refinance rates in Houston? Houston mortgage refinance rates increased slightly over the past week, moving up from the average Texas 30-year fixed mortgage rates at 4.50% last week to this week’s average at 4.62%. The average for Texas 15-year fixed mortgage rates remain at 3.87%.  Mortgage refinance rates are [...]
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