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Archive for September, 2010

Houston Mortgage Refinance: Cash out or no cash out refinance?

posted September 28, 2010

From the beginning of this company, I’ve believed the best way to view the mortgage is really quite simple.   Choose the mortgage that helps you accomplish your broader financial goal.   Mortgages are a means to an end, not an end in and of themselves.    If you only focus the mortgage rate or closing costs, chances are you won’t [...]

Houston Mortgage Refinance: Mortgage Rates on 30-Year Fixed Loans Hold at 4.37%

posted September 27, 2010

Houston Mortgage Refinance: Mortgage Rates on 30-Year Fixed Loans Hold at 4.37% http://www.bloomberg.com/news/2010-09-23/mortgage-rates-on-30-year-u-s-loans-hold-at-4-37-update1-.html Mortgage rates for fixed 30-year loans were unchanged, keeping borrowing costs near a record low as the housing market slumps. Rates for 30-year mortgages remained at 4.37 percent in the week ended today, Freddie Mac said in a statement. This week’s average 15-year [...]

Houston mortgage refinance: What are the current Houston mortgage rates?

posted September 24, 2010

Houston Mortgage Refinance:  Current Houston mortgage rates are still sitting at record lows, if you’re looking to refinance.  Whether you’re interested in mortgage refinancing, a new home mortgage or even a home equity loan, we’re a local Houston mortgage lender that can help you, today!  Give us a call today! We can offer you the best [...]

Houston Mortgage Refinance: Are you interested in refinancing? If so, here are today’s Houston mortgage rates.

posted September 22, 2010

Houston Mortgage Refinance: Are you interested in refinancing? If so, here are today’s Houston mortgage rates. Houston mortgage refinance rates are still near record lows! Whether you’re interested in mortgage refinancing or a new home mortgage, we’re available to help. We’re a local Houston mortgage lender that’s been helping people all over Texas. We can [...]

Houston Mortgage Refinance: LOW Houston mortgage refinance rates with LOW closing costs!

posted September 17, 2010

Houston Mortgage Refinance: Low Houston Mortgage Rates With Low Closing Costs! Are you interested in getting the best mortgage rates with the lowest closing costs? You can get a good mortgage rate without paying addtional points. Most major lenders will charge you additonal points to get you that low mortgage rate. Currently, Bank of America [...]

Houston Mortgage Refinance: Texas Mortgage Refinance Rates Rise, Again!

posted September 15, 2010

Houston Mortgage Refinance: Texas Mortgage Refinance Rates Rise, Again! http://www.reuters.com/article/idUSN1427608620100914 Interest rates, however, remain historically low, which may boost home loan refinancing activity and also makes homes more affordable as the housing market copes with tepid sales. Mortgage rates on 30-year fixed mortgages, the most widely used loan, were 4.32 percent Tuesday afternoon, up from [...]

Houston Mortgage Refinance: Are Houston mortgage refinance rates starting to increase?

posted September 13, 2010

Houston Mortgage Refinance: Are Houston mortgage refinance rates starting to increase? http://www.bankrate.com/finance/mortgages/mortgage-rates-bounce-back.aspx Mortgage rates bounced this week, after the release of an employment report that wasn’t as awful as expected. The benchmark 30-year fixed-rate mortgage rose 5 basis points this week, to 4.58 percent, according to the Bankrate.com national survey of large lenders. A basis [...]

Houston Mortgage Refinance: Get the best Houston mortgage rates with the lowest closing costs!

posted September 10, 2010

Houston Mortgage Refinance: Get the best Houston mortgage rates with lowest closing costs! Are you interested in getting the best mortgage rates with the lowest closing costs? You can get a good mortgage rate without paying addtional points. Most major lenders will charge you additonal points to get you that low mortgage rate. Currently, Bank of America [...]

Houston Mortgage Refinance: Current Houston Mortgage Refinance Rates

posted September 9, 2010

Houston Mortgage Refinance: Current Houston Mortgage Refinance Rates Are you interested in Houston’s current mortgage rates? Are you considering mortgage refinancing? We encourage you, if you’re considering a new mortgage loan or refinancing an existing loan, to act quickly to take advantage of the record low  mortgage refinance rates. We’re a local Houston mortgage lender that can [...]

Houston Mortgage Refinance: Average rates for 30-year fixed mortgages drop to 4.32%, lowest refinance rates in decades!

posted September 2, 2010

 Houston Mortgage Rates: Average rates for 30-year fixed mortgages drop to 4.32%, lowest refinance rate in decades! http://finance.yahoo.com/news/Mortgage-rates-hit-decadeslow-apf-2452651798.html?x=0&sec=topStories&pos=2&asset=&ccode= Mortgage refinance rates fell to the lowest level in decades for the tenth time in 11 weeks, as investors worried about the economy. The average rate for a 30-year fixed loan was 4.32 percent this week, down [...]

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Jon is a rare find in today's business world. After spending several days working on my situation, he determined that getting a mortgage was not my best option. Instead of pushing the wrong option to make money, Jon carefully explained what he would do if he were in my shoes...

Great Service! Looks out for your interest

Jon does a great job of getting the loan that is best for your situation. He takes the time to help you understand the process and fine print. He also puts your interest first over making a sale which is exactly what most people need.

The Proof is in the pudding!

I could not believe my ears. Kim called the day after we closed to let us know the bank we were working with closed its doors WHILE WE WERE IN CLOSING! The bank had already held up the process by 30 days, and now this. I could not believe my ears, but what really struck me was Kim's emotion and concern for us. This was way outside of the control of Jon and Kim, and yet they were taking responsibility. Kim worked diligently and thoroughly to get us moved quickly through another bank...

Very Patient People-Great to Work with

I just have to say that Jon and Kimberly are about the most patient people to work with you. I had a few issues that had stopped the loan process and Jon never lost sight that I would be back and kept my file open. I'm glad he did. His work had enabled me to lock into a great rate and save a lot on my loan...

Incredible!

I called Jon out of the blue to discuss the possibility of obtaining a home equity loan. Instead of just signing me up, Jon asked me about my situation and my goals. We talked for about a half hour, and Jon was candid enough to suggest that perhaps a home equity loan didn't make sense, given my circumstances and goals. You can't get any more honest than that!

Closed fast

Not only did my home loan close quickly (which was a huge blessing to my family), but also the customer service I experienced during the whole mortgage process was top notch!

Took the time

Jon took the time to explain every little detail and 'customized' our refinance to my our family’s specific situation.

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