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	<title>Houston Mortgage Rates &#38; Refinance &#124;  Houston Refinance and Home Equity Loans</title>
	<link>http://www.houstonhouse.net</link>
	<description></description>
	<lastBuildDate>Thu, 02 Sep 2010 17:52:21 +0000</lastBuildDate>
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		<title>Houston Mortgage Refinance: Average rates for 30-year fixed mortgages drop to 4.32%, lowest refinance rates in decades!</title>
		<description><![CDATA[ Houston Mortgage Rates: Average rates for 30-year fixed mortgages drop to 4.32%, lowest refinance rate in decades!
http://finance.yahoo.com/news/Mortgage-rates-hit-decadeslow-apf-2452651798.html?x=0&#38;sec=topStories&#38;pos=2&#38;asset=&#38;ccode=
Mortgage refinance rates fell to the lowest level in decades for the tenth time in 11 weeks, as investors worried about the economy.
The average rate for a 30-year fixed loan was 4.32 percent this week, down from 4.36 percent [...]]]></description>
		<link>http://www.houstonhouse.net/houston-mortgage-refinance-average-rates-for-30-year-fixed-mortgages-drop-to-4-32-lowest-refinance-rates-in-decades/</link>
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		<title>Houston Mortgage Refinance: You don&#8217;t have to pay additional points for low mortgage rates!</title>
		<description><![CDATA[Houston Mortgage Refinance: You don&#8217;t have to pay additional points for low mortgage rates!
Currently, Bank of America is offering 30-Year fixed mortgage rates at 4.87% with an additional 1.00% for closing costs. Charging additional points for closings costs in common practice with major lenders. You don&#8217;t have to pay additional points to get low mortgage rates! [...]]]></description>
		<link>http://www.houstonhouse.net/houston-mortgage-refinance-you-dont-have-to-pay-additional-points-for-low-mortgage-rates/</link>
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		<title>Houston Mortgage Refinance: Should you bank escrow or self escrow?</title>
		<description><![CDATA[Houston Mortgage Refinance: Should you let the bank escrow and have higher closing costs or self-pay them and reduce your closing costs?
When you refinance, you will get a refund from your current mortgage company for this year’s escrow balance. Normally, you get this 30 days after your new loan starts or the old loan stops. [...]]]></description>
		<link>http://www.houstonhouse.net/houston-mortgage-refinance-should-you-bank-escrow-or-self-escrow/</link>
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		<title>Houston Mortgage Refinance: Today&#8217;s Houston mortgage refinance rates</title>
		<description><![CDATA[Houston Mortgage Refinance: Today&#8217;s Houston mortgage refinance rates
Today&#8217;s mortgage refinance rates are still at historic lows. With Houston mortgage rates this low, refinancing could save you on your monthly payment or lower the term of your loan which will get you out of debt quicker.
Whether you&#8217;re interested in mortgage refinancing, a new home mortgage or even a [...]]]></description>
		<link>http://www.houstonhouse.net/houston-mortgage-refinance-todays-houston-mortgage-refinance-rates/</link>
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		<title>Houston Mortgage Refinance: Mortgage Refinance Rates Down Again, 30 Year Fixed at 4.42%</title>
		<description><![CDATA[Houston Mortgage Refinance: Mortgage Refinance Rates Down Again, 30-Year Fixed At 4.42%
http://online.wsj.com/article/BT-CO-20100819-709125.html
Today, The Wall Street Journal reports that mortgage rates again declined the past week, with the average rate on long-term fixed-rate mortgages continuing to deepen all-time lows, according to Freddie Mac&#8217;s weekly survey of mortgage rates. Adjustable-rate mortgages Freddie tracks, however, remained flat with prior-week [...]]]></description>
		<link>http://www.houstonhouse.net/houston-mortgage-refinance-mortgage-refinance-rates-down-again-30-year-fixed-at-4-42/</link>
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		<title>Houston Mortgage Refinance: Mortgage Rates Continue To Fall, Setting Record Lows</title>
		<description><![CDATA[Houston Mortgage Refinance: Mortgage Rates Continue To Fall, Setting Record Lows
http://www.marketwatch.com/story/fixed-mortgage-rates-hit-record-lows-freddie-mac-2010-08-12?reflink=MW_news_stmp
NEW YORK (MarketWatch) &#8212; Fixed-rate mortgages continued their decline to record lows this week and the 5-year adjustable rate also reached a new low, Freddie Mac reported Thursday.
&#8220;Low rates are helping to heal many battered local housing markets by increasing home-purchase activity,&#8221; said Frank Nothaft, [...]]]></description>
		<link>http://www.houstonhouse.net/houston-mortgage-refinance-mortgage-rates-continue-to-fall-setting-record-lows/</link>
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		<title>Houston Refinance: Getting the Lowest Mortgage Rate</title>
		<description><![CDATA[Getting the Lowest Mortgage Rate

Nearly everyone wants to get the lowest mortgage rate possible when it comes to getting a loan for your home. So how can you get the lowest rate?
The first step to getting the best mortgage rates is for you to understand how mortgage rates are determined. Then determine where you stand based on [...]]]></description>
		<link>http://www.houstonhouse.net/houston-refinance-getting-the-lowest-mortgage-rate/</link>
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		<title>Houston Refinance: What are Discount Points?</title>
		<description><![CDATA[What are Discount Points?

When you compare mortgage offers you will see that many require points. What are points?  Points are an important part of qualifying for a mortgage; paying points when you don’t have to is a waste of money.
So what is a discount point?
Discount points are simply an upfront fee you pay the mortgage [...]]]></description>
		<link>http://www.houstonhouse.net/houston-refinance-what-are-discount-points/</link>
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		<title>Houston Refinance: What Determines Mortgage Rates?</title>
		<description><![CDATA[What Determines Mortgage Rates?

 
Some people wonders what is the mortgage rates based on. After all, that&#8217;s what people first look for when getting a mortgage. 
Well, mortgage rates are affected by a variety of factors. More often than not, like everything in the law of economics, it based on the supply and demand.
A strong [...]]]></description>
		<link>http://www.houstonhouse.net/houston-refinance-what-determines-mortgage-rates/</link>
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		<title>Houston Refinance: 5 Questions to Ask When You Refinance</title>
		<description><![CDATA[5 Questions to Ask When You Refinance

 
There are some questions you need to ask yourself when you are considering refinancing. This will help you uncover your goals in doing the refinance. Here are 5 questions you might need to ask for yourself.
1 &#8211; Is it a good idea to refinance my home?
Sometimes, it makes [...]]]></description>
		<link>http://www.houstonhouse.net/houston-refinance-questions-to-ask-when-refinance/</link>
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