Houston Refinance: 15 year rates are 4%!!!! 10 year rates are 3.75%

Houston Texas Mortgage Refinance:

Today’s mortgage rates are still really low. The 30 year no point rate has gone from 4.5% to 4.625% back to 4.5%–again all rates reflect the “no point rates.”

Why do we offer “no point” refinancing?  Because the “best refinance” is one where there’s low closing costs and low rates.  Paying points might make you feel like you got a good rate but it will take years to pay that point in terms of recouping your closing costs.

Mylendingplace=Low closing costs, Low rates, No points, No PMI. Just simple, straight-forward home loans.

The 15 year mortgage rates are still at 4% which is ideal if you are thinking of doing a cash out loan for debt consolidation purposes.   With rates so low this is an ideal way to move from a  30 year refinance to a 15 year. 

While your payment might go up a little bit you’ll save thousands moving from a 30 year note to a 15 just decide when you want to retire and make sure your home loan is paid off by then. 

Or perhaps your kids are going to college in 15 years. Take advantage of today’s no point 15 year rates and pay the home off by the time they go to school.

The best mortgage isn’t always the one with the best mortgage rate.  The best mortgage is the one that helps you achieve your bigger financial goals.

We help people all over Texas buy or refinance.  If you’d like to avoid PMI and only have 5% down. Call us!  If you want to refinance to the lowest 15 year rates in recent history, call us.

We do lots of 80/15 home loans. Also called 80/15/5.  These are NO PMI loans and you only have to put 5% down.   No PMI, No Escrow, only 5% down.

Or if you’re just sad that Carrie Underwood is married and you weren’t invited.   Call us.  We feel your pain.  
If you’d like more information regarding a Texas refinance or a home equity loan please call us at 512-996-8194

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